Banks and banking

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Think about how you are going to get your money to the UK, having a member of your family transfer your funds to your UK bank account once it is opened is probably the safest method.

You will need to bring sufficient funds to pay your initial accommodation instalment, buy food and general expenses until your UK bank account is set up (which may take 2 to 3 weeks). It is not advisable to bring large sums of cash, instead bring traveller's cheques and only a small amount of cash.

Opening a bank account in the UK can be a difficult, time consuming and frustrating process due to strict UK banking regulations and stringent identity and credit checks.

In order to make the process of opening a bank account easier you should:

Check if your home bank has a partner bank in Glasgow. If so, you should be able to open a bank account with them with relative ease.

If you do not wish to open an account but wish to use your home bank account using your debit card, you may be able to use this partner bank to access your home bank account without incurring heavy bank charges.

If your home bank does not have a partner bank in Glasgow do not worry. There are many banks in Glasgow for you to choose from. You should visit several to find out which one offers you the best service. 

It should be noted that you should not register for online/paper-free banking as official bank statements are required for visa extension purposes and ordering replacement statements can take around 2 weeks.  


Introductory letter which will help you open a bank account 

As part of the University's registration procedure you will be asked to pay at least one third of your tuition fees before you receive your student matriculation/ID card. 

If you need to open a bank account, you can obtain a downloadable PDF Introductory Bank letter on PEGASUS, in the Services Tab. Bank letter requests are ONLY available from the start date of your course even if you register early.  Please ensure that you record both your overseas and UK address on your PEGASUS record before requesting the letter.

The University's bank letter will give you a list of banks in the centre of Glasgow that have agreed to open a bank account for international students when presented with the bank letter along with:

- your passport 

- your accommodation contract - this must have a) your name on it and b) your address in Glasgow. 

The majority of banks will give an international student only a basic bank account. However some banks will give you a debit card, so be prepared to shop around to find the bank which most suits your needs.