The Emergency Aid Fund and other financial support funds are now closed to students whose courses end this semester. You may be eligible for Universal Credit after 22 May when your course will have ended. You can find out more about Universal Credit on the UK Government web pages. The Strath Union Advice Hub can provide further information and advice about claiming Universal Credit.
A loan from the fund is at the discretion of the adviser after assessing the student’s situation against the following criteria:
- Applicants must be a registered student on a graduating course with the University of Strathclyde
- The loan must be to meet essential expenditure that cannot be deferred until receipt of other income (such as student loan, stipend, wages). The student may be asked to supply supporting evidence showing the need for the loan.
- Emergency loans will not be issued to fund tuition fees/tuition fee arrears, library fines or any other money owed to another area of the University. The student should be advised to discuss a payment plan with the relevant area.
- The student must demonstrate a means of repaying the loan such as wages, student loan, stipend, parental contributions, discretionary fund instalment or discretionary fund award if in the adviser’s view the application will result in an award. The student must be able to supply supporting evidence showing their ability to repay from disposable income. During the pandemic, this rule has been relaxed for students submitting an application for financial support.
- A realistic time scale of repaying the loan must be agreed, this should be manageable for the student.
- If you are in the final year of your course you are not eligible to apply for an emergency loan after the course end date regardless of graduation date.
It is important that loans are repaid by the agreed date so that we can continue to assist other students in financial difficulty. You will not be permitted to graduate if you have any outstanding debts to the University.
You may be refused a loan if you have no source of income due. During the pandemic, this rule has been relaxed for students submitting an application for financial support.