Eligibility

A loan from the fund is at the discretion of the adviser after assessing the student’s situation against the following criteria:

• Applicants must be a registered student on a graduating course with the University of Strathclyde
• The loan must be to meet essential expenditures that cannot be deferred until receipt of other income (such as student loan, stipend, wages). The student may be asked to supply supporting evidence showing the need for the loan.
• Emergency loans will not be issued to fund tuition fees/tuition fee arrears, library fines, or any other money owed to another area of the University. The student should be advised to discuss a payment plan with the relevant area.
• The student must demonstrate a means of repaying the loan such as wages, student loan, stipend, parental contributions, discretionary fund instalment, or discretionary fund award if, in the adviser’s view, the application will result in an award. The student must be able to supply supporting evidence showing their ability to repay from disposable income. 
• A realistic time scale for repaying the loan must be agreed upon, this is usually within 90 days. 
• If you are in the final year of your course you are not eligible to apply for an emergency loan after the course end date regardless of your graduation date.

Loans must be repaid by the agreed date so that we can continue to assist other students in financial difficulty. You will not be permitted to graduate if you have any outstanding debts to the University. 

You may be refused a loan if you have no source of income.